Course Curriculum

  • 1

    Introduction to FRS DROP Exit Course

    • FRS DROP Exit Guide: Introduction

    • Disclaimers / Disclosures
  • 2

    FRS Pension Options

    • FRS Pension Options Introduction

    • FRS Pension Option 1

    • FRS Pension Option 2

    • FRS Pension Option 3

    • FRS Pension Option 4

    • What is DROP?

    • What if I Picked the Wrong Pension Option?

    • The FRS Investment Plan
  • 3

    DROP Payout Options

    • DROP Rollover Can Go To Multiple Places

    • DROP Option 1: The "I Love Uncle Sam" Option

    • DROP Option 2: The "Anti-Uncle Sam" Option

    • DROP Option 3: The "Alaskan Cruise Ship" Option

    • Deadline for your DROP Payout Form

    • Using a "Parking Account"

    • Extending DROP
  • 4

    How to Fill Out Your FRS Paperwork

    • DROP Forms: DP-PAYT

    • DROP Forms: HIS Health Insurance Subsidy

    • DROP Forms: W-4P

    • DROP Forms: DP-Term

    • DROP Forms: Direct Deposit
  • 5

    Which Investment Tax Vehicle Should You Use?

    • The Best Investment for your DROP Money

    • Two parts of an Investment

    • IRA Accounts

    • 457 (Deferred Comp) Accounts

    • 403B (TSA) Accounts

    • 401A Accounts

    • 401K Accounts

    • ROTH Accounts

  • 6

    Different Types of Investments

    • Different Types of Investments

    • Fixed Accounts

    • Fixed Indexed Accounts

    • Variable Annuity

    • Mutual Funds

    • Types of Financial Advisors: Captive vs. Fiduciary

    • Investments: Too Good To Be True
  • 7

    Which Type of Investment is Right for Me?

    • 5 Needs of Money Introduction

    • 5 Needs of Money #1: Income

    • 5 Needs of Money #2: Growth

    • 5 Needs of Money #3: Safety

    • 5 Needs of Money #4: Liquidity

    • 5 Needs of Money #5: Death Benefit

    • The 5 Needs of Money Exercise
  • 8

    Insurance

    • Health Insurance Subsidy

    • Health Insurance Before 65

    • Medicare Options

    • Medicare Drug Plans

    • Gap Income for Insurance or Social Security
  • 9

    Social Security

    • When Should You Take Social Security?
  • 10

    Additional Help and Resources

    • Florida Retirement System Podcast

    • Social Media Resources

    • If You Need Help

    • The FRS Blueprint / Roadmap

Securities and advisory services offered through Madison Avenue Securities, LLC. Member FINRA/SIPC and a Registered Investment Adviser. Anders Retirement & Investment Advisors and Madison Avenue Securities, LLC are not affiliated companies. Our firm does not offer tax or legal advice. Consult your tax or legal advisor regarding your specific situation. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency.

Anders Retirement & Investment Advisors is not affiliated with, or endorsed by, the Florida Retirement System or any other governmental entity.